TREND AND LEVELS OF WOMEN EMPOWERMENT IN NIGERIA BY Elizabeth I. OLINMAH





TREND AND LEVELS OF WOMEN EMPOWERMENT IN NIGERIA

BY

Elizabeth I. OLINMAH

ABSTRACT

Women empowerment has become major factor in economic development and is increasingly at the core of countries’ competitiveness in the global economy. The main objective of this paper is to ascertain the trend and level of women empowerment in Nigeria by 2015. Secondary data from Nigeria Demographic and Health Survey (NDHS), Nigeria Demographic and Education Survey (NDES), and National Population Commission (NPC) were used. Employment, education and literacy rate were adopted as measures of women empowerment. An overview of the relationship between women’s level of education and other background characteristics was carried out. The results showed that men are more likely than women to have some education. Over 40 percent of men are literate compared to 13 percent of women, which is similar to the results obtained from variables like occupation, agriculture, etc. Employment is one source of empowerment for women but unfortunately it is difficult to measure their employment status because the informal sectors are not reported. However, the data on hand indicates, for instance, that women and men currently employed in the North West are 46 and 54 percent respectively. Also, the employment rate of men and women in urban area are of the ratio 42:37 percent while the employment ratio of men to women in the rural area is 63:58. The study also hints that employment, education and literacy rate of women are strong determinants of economic growth and they should not be neglected as the nation works toward attaining vision 2020 goals.

 

INTRODUCTION


Western-style education was introduced in by the missionaries in the mid-nineteenth century. Progress in education was slow but steady throughout the colonial era until the end of World War II. By 1950 the country had developed a three-tier system of primary, secondary, and higher education based on the British model of wide participation at the bottom, sorting into academic and vocational training at the secondary level, and higher education. Education for the purpose of this study is the act or process of imparting or acquiring general knowledge, developing the powers of reasoning and judgment, and generally of preparing oneself or others intellectually for mature life. Therefore, educating women is the act or process of imparting particular knowledge or skills on women.
Knowledge accumulation and application have become major factors in economic development and are increasingly at the core of many countries’ competitive advantage in the global economy. For economic and other social and psychological reasons, most developing countries are currently witnessing a massive influx of women into workforce.
One sure way of empowering women and reducing gender inequality in today’s fast changing world, especially in a developing society like Nigeria and outside the country is by getting more women educated and employed. Women education is therefore necessary for developing countries especially to experience higher economic growth, reduce incidence of poverty, increase average wage, increase share of trade in gross domestic product, and improve health. This leads to the major objective of this paper which is to ascertain the trend and level of women empowerment status. Employment, education and literacy rate were used to measure women empowerment. A secondary data from various surveys were used. To achieve this objective which this paper has set for itself, the next section examines the literature of women population, the third section describes the method to be adopted in data analysis. In the fourth section, data were analyzed and interpreted. The paper is summarized, conclusion is drawn and recommendations are made in the fifth section.

 

 

 

LITERATURE REVIEW:-According to Acha (2009), women empowerment is a measure of sustainable good governance. No proper development planning can be successfully made without the use of proper social and economic planning. This has always remained a challenge and cannot be conquered except the women population, their welfare and contributions are significantly put in place. Aderant, (2002), Annekova (2001), Iheduru (2002), Lewis (2006), Mansor (2005), Peters (2010, 2011) have confirmed that women development is very useful in the areas of revenue allocation, determination of per capital income, the labour force etc.

To foster the above position, there should be an improvements on women's access to basic economic resources such as land, labour-saving machines (such as tractors), food processing machines, financial capital and other agricultural innovations such as improved seedlings, pesticides, herbicides, fertilizers et cetera. To ensure proper utilization of these facilities, technical services as well as market information should be made available to women farmers among others; see Ayu (1991, 1992), Wushish (1993), Arene (1993), Mazrui (1991), Anderson, et. al. (2008), Bilimoria, & Liang, (2012), Burke, & Major, (2014), Debebe (2011), Debebe & Reinert (2014), Ely, et. al. (2011), , et. al. (2008), Jarvis, et. al (2013). It boils down to the need for women to be literate, educated and be employed in and other countries. The population projection result by Acha (2014) showed that there is exponential growth in women population and without commensurate growth in their literacy rates, education attainment and employment the third millennium development goal will seem a mirage Agbalajobi, (2010) and Ekundayo & Ama, (2014). This leads to the importance of this paper which is to ascertain the trend and level of women empowerment status in Nigeria.

CONTEXT OF WOMEN AND EMPLOYMENT
There are important gendered differences regarding employment in Nigeria, with women facing specific barriers to income earning opportunities and employment:
·Women are much more likely to work as traders or business owners in the informal sector ere income is less predictable and benefits rare;18.2 million women are traders or business owners, compared to 14.7 million men.

Women own 42.1% of micro-enterprises(compared to men who own 57.9%).
Men dominate the agriculture, mining and quarrying, construction, transportation, communications and real estate sectors; women dominate the hotel and restaurants sectors.
·Women are heavily engaged in agriculture; 35% of women and up to 44% of female-headed
households work in agriculture in Nigeria.
Despite their active engagement in agriculture, women face challenges around: land ownership, access to farm technologies, and the gendered division of labour on farms,which keeps women—especially younger women of reproductive age in home-based, post-harvest processing roles, whilst older women, and men are able to engage in crop production and marketing.
·Women rarely own the land they till ranging from 4% in the North East to 10% in the South East—overall in Nigeria, men are five times more likely to own land than women. However there are large geographic differences: the north central zone (where Kano and Kaduna are located), men are also five times more likely to own land, but in the south-south (where Rivers is located), men are less than three times more likely to own land than women.
·Nationally, in the public sector, women fill less than 30% of positions, and 17% of senior
positions.    Within the formal sector, women face fewer opportunities and lower pay.
Nationally, women earn half that of their male peers (even when the men have lower qualifications), and the gap is even greater in the north.

·In northern Nigeria, manager’s risk appearing immoral by hiring female employees and social norms prevent women from working in mixed-gender facilities—especially in the industrial and service sectors.
·Women have relatively low access to formal credit and other financial services, which limits their ability to start enterprises.
·In line with global evidence on women’s care work burden, women and girls in Nigeria are
responsible for most of the unpaid, reproductive work at home, which tends to be undervalued by both men and women.

CONTEXT OF DISABILITY AND UNEMPLOYMENT
People with disabilities (PWD) face particular discrimination and barriers to employment in Nigeria, where there are strong social stigma associated with disability. In general, people with disabilities are considered ‘good for nothing’ and viewed as objects of charity.
Disability is often seen as a taboo and beliefs are sometimes held that people with disabilities. are at times connected with evil spirits Poverty and disability together create a vicious circle of deep social exclusion for the disabled. However, there is little understanding about the real situation of PWD in Nigeria including in rural areas.
Women with disabilities face double marginalization, both in terms of their sex and their disabilities and live a life of low self-esteem, suffering discrimination in all aspects of their lives, are it in seeking employment, in schools, churches, mosques, on buses, in the offices or their homes. They are at greater risk of sickness, injury, neglect or negligent treatment, maltreatment or exploitation. Women and girls with disabilities are particularly vulnerable to abuse and are more likely to be victims of violence, rape or sexual abuse. There are a range of forms of disability, including to do with mobility, vision, hearing, learning, mental health, or even ‘invisible’ disabilities, that are not immediately observable to others. It is important to note that disability is a social construct, and that it is society’s ‘attitudinal and physical barriers’ that reinforce the physical disability. Some disabilities, such as obstetric fistula, which are widespread among women from the Northern Nigeria, are particularly stigmatizing.
In terms of evidence, there is very limited information on the gender dimensions of disability and youth employment in Nigeria. The World Health Organization (WHO) estimates that there are approximately million disabled people in Nigeria, or 1 in 10 people have disabilities in Nigeria. The few studies that do exist on these dimensions of disability in Nigeria are state-
specific, but do shed some light on issues facing people with disability in Nigeria:
·At least half of PWD youth in Kogi State have no education. The most common occupation is ‘begging’ (at 16% of young persons with disabilities), and very few benefit from health or other support services.
·A 2013 study in Jos (Plateau State) found limited public support for microcredit programmes  targeting people with disability, due to either a sense that these people might self-select out of these programmes as they might have the necessary confidence to participate, or because community or programme implementers’ own biases that programmes should target the ‘fittest’ might miss out these populations.
This raises serious questions about the power of norms and taboos, even among development workers themselves. However, more research is needed to fully understand this.
Banfield et al(2014) recommend that youth employment programmes specifically include marginalized groups, such as those with disabilities, in order to mitigate grievances around exclusion that could lead to further violent conflict. This study takes a disability lens to explore how such programmes are reaching, targeting and working for young women, including those with disabilities.

In all three states, the vast majority of married women run their own small business, typically involving the buying and selling of food stuff or selling low value-added food and craft
products. Such small businesses are seen as being particularly suitable for married women as such work can be fit around
domestic duties and looking after small children. Married women reported that their income
earning improved following their marriage, as they became involved in small business.
‘A married woman can only do activities that would not conflict with her matrimonial
home, activities like indoor tailoring, petty trading and soap making'(married woman,
age 20yrs, 3 children, Kaduna)‘Most married women here sell soup ingredients like tomatoes,
pepper, things that have to do with cooking. They give their children these things to hawk for
them’ (widow, age, 30yrs, 10 children, Kano).

Restrictions on women’s economic assets and capabilities Restrictions on women’s economic assets and capabilities:-
Lack of access to financial services is seen by the young women as the most significant
challenge holding back their income earning potential in terms of small business. None of the
young women participants had ever received a loan or had a bank account.
However, some women expressed a fear of becoming indebted by borrowing money.
Furthermore, a lack of education was acknowledged as a major factor limiting women’s economic opportunities. This is especially true for young women with disabilities, who nationally have much lower rates of educational attainment than their able bodied peers.
Within the formal sector, women reported that discrimination towards women exists.
Furthermore, women also had internalized beliefs about which jobs cannot be done by women.   'If I have the opportunity I would like [to increase income earning opportunities]
but the issue of finance is a major setback'(married woman, age 34yrs, 8 children, Kaduna)
‘If you want to get loan from the bank you much be prepared to offer them collateral and I don’t have it, I don’t even
work’ (married woman, age 25yrs, 2 children, Rivers).
Cultural and religious restrictions on women’s economic activities
Many married women in Kaduna and Kano face cultural
restrictions, which severely limit their movement, and a
s a
consequence most economic activity occurs within the home
compound. Some women get around this restriction as their
children sell items for them outside of the home. Married
women in these states face an additional restriction of needing
permission fro
m their husbands to engage in particular income
earning activities. However, whilst married women’s husband’s
role can be restrictive, their support is often crucial, and
welcomed by young women, to enable them to undertake their
small business activities.
Husbands often provide the financial
means for small business, providing much need start up capital to purchase equipment and goods. They may
also provide more practical support, sourcing goods outside of the home.
Because of such cultural norms and cu
stomary practices,
FGD participants in Kaduna and Kano expressed a common
belief that mixed
-
sex environments are unsuitable work
places for women. This may severely affect opportunities to
work in formal environments, but also work within the
informal econ
omy as women are restricted to buying and
selling to and from other women.
Single women in all three states also face cultural
restrictions and risk being ostracised or marked as a ‘bad
woman’ for being seen to be doing certain types of work
(including
working in a hotel or restaurant), or simply for
being outside alone. Furthermore, single young women
from Rivers state described facing sexual harassment,
particularly in formal professions such as companies,
restaurants and the public sector.
'If I have the opportunity I would like
[to
increase income earning opp
ortunities]
but the issue of finance is a major
setback'
(married woman, age 34yrs, 8
ch
ildren, Kaduna)
‘If you want to get loan from the bank
you much be prepared to offer them
collateral and I don’t have it, I don’t even
work’
(married woman, a
ge 25yrs,
2
children, Rivers)
‘I have worked with a man who used to harass
me, at first I was not afraid but later he came
and removed all his clothes except the boxers
although he had asked me out and I had said
no....he did eve
rything to woo me and I decided
to resign’
(single woman, age 27yrs, Rivers)
‘There are some companies if you want to work
with them they will tell you to come and sleep
with them before you are allowed to work with
them especially their managers, there
is this
manager that said I should be going out with
him before I can work’
(single woman, age
18yrs, Rivers)

Aspirations

The study also explored young women’s aspirations as an
important compo
nent of economic empowerment, but also to
see how well programmes match young women’s career
aspirations.
The majority of young women had high aspirations
mostly related to their current trading activities within the
informal sector, though in some cases r
elated to formal
professions
.
‘I want to be a major marketer and
distributor of raw food like bags of rice,
beans and maize’
(Single woman, age 28yrs,
Kaduna)
‘What I want
to do is to sell the omo
(washing detergent) and soap that am
selling now on wholesale basis. Instead of
buying 2 cartons, 1 will start buying 10
-
12
cartons’
(Widow, age 30yrs, 10 children,
Kano)
‘I have so many aspirations. I want to own a
supermarket,
engage in fashion designing
and do government work (single woman,
age 26 yrs, Rivers).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

RESEARCH METHODOLOGY

The aim of this article is to explore the extent of work government need to do through trend and levels of women employment and empowerment programmes that women can benefit from by reaching out to them through their local government, individually, through NGO’s and making a good plan for both young and old women with a particular focus on the most prominent federal level programmes. The following overarching research
questions informed the study:
1.      To what extent do government youth employment and empowerment programmes successfully target and reach both old and young women.
2.      To what extent are governments provide employment for both old and young women and empowering them with different programmes that they will benefit from.
3.      To what extent does government make provision for both old and young women employment and empowerment programmes that will reflect market needs and opportunities (both employment markets and products and services markets).
4.      What are the factors that limit participation in both old and young women employment and empowerment programmes for them.

CONCEPTUAL FRAMEWORK FOR UNDERSTANDING WOMEN’S AND GIRLS’ ECONOMIC EMPOWERMENT
The study uses a framework for understanding women’s economic empowerment. At the
Centre of this framework are three overlapping areas of economic empowerment—each
necessary, but insufficient on its own: Economic assets and capabilities; Social assets and
capabilities; Agency and power. Our framework also pays attention to the broader enabling
environment, composed of her community’s formal and informal institutions, social norms,
and her family and community members’ individual attitudes and behaviours. This enabling
environment interacts with her individual capabilities, and can reinforce or hinder gains in her
individual assets, capabilities and agency.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DATA ANALYSIS AND INTERPRETATION OF RESULTS

Employment Status by Background Characteristics

Table 1. Percentage Distribution of Women and Men by Employment Status According to Background Characteristic

Description: http://pubs.sciepub.com/ajams/2/6/8/image/tab1.png


MEN
 

Employment is one source of empowerment for women, given that it enables them exercise control over their own income and by extension their lives. Table 1 shows significant difference in employment of men and women who reside in the urban areas (75-60 percent and 83-58 percent respectively). Looking at it from the perspective of the numbers not employed one sees for example that unemployment rate for women between the ages of 45-49 is 5.8 percent while that of men is 0.3 percent.
Even employment rates of men that are not educated are higher than those of women, that is, 97.3: 56.8.

The four plots in Figure 1 depict the pictorial aspect of the background characteristics for age-specific rate and education by sex in Table 1. It shows that forty percent of women have no education and only 8.5 percent had higher education. The different age cohorts 15-19 and 45-49 increase from 29 percent to 64 percent respectively. It also shows the total percentage distribution of women respondents’ age specific by highest level of women educational attainment.

 

Table 2. Employment According to Age/Sex

Description: http://pubs.sciepub.com/ajams/2/6/8/image/tab2.png

 

 

 

 

 

SUMMARY AND FINDINGS
This study from the outset indicated that economic planning will be difficult without the knowledge of women literacy, education and employment status as these are strong factors of population change. Since women population data are the major elements of economic planning, it is necessary to note that any error, has the potential of frustrating the economic plan. Therefore, the knowledge of population details such as literacy rate, education and employment of women goes a long way in enhancing economic planning, women empowerment and subsequent development it engenders. The results show that there is disparity between women and men education according to household economic status as in the poorest households, 40 percent of men are literate compared to 13 percent of women. The result is similar to the results obtained from variables like occupation, agriculture sectors, etc.

Employment is one source of empowerment for women but unfortunately it is difficult to measure employment status because the informal sectors are not reported. However, the data on hand indicates, for instance, that women and men currently employed in the area 46 and 54 percent respectively. Apart from comparing the results to enable a good summary and findings to be made, charts were added. These show clearly that the number of educated women is low an obvious impediment to development planning. It is obvious that the men are dominating the office setting as at today in the of basic indices of human development examined by this study. The tremendous increase of women in population depicts that the realization of the third millennium development goal which is women empowerment can hardly be achieved if nothing is done to improve their literacy rate, educational attainment and employment rate.

CONCLUSION
Considering the state of the Nigerian economy its need for development cannot be neglected and since it has been established that women play a vital role in national development, the role of women in the Nigerian economy cannot be ignored. In the light of the findings made, the following conclusion is made.

The study discovered that efficiency of the women on the development and plan of the Nigeria economy are not yet felt because there is a big disparity between women and men

with the ratio 1:3 in almost all the sectors. It is pertinent to note that women constitute a greater part of the population and they can only be ignored at the peril of the economy. Acha (2014), population projection result shows that women population will grow exponentially and without commensurate growth in their literacy rates, education attainment and employment the vision 2020 development goal seems a mirage.

RECOMMENDATIONS
A role of development cannot be neglected in any nation so as the role of women in the Nigerian economy cannot be ignored. In the light of the findings made, the following recommendations are made:
i  Government should allow women to contribute and participate fully in all aspects of life in Nigeria.
ii  Nigeria should increase the literacy rates, education attainment and employment of women participation in education.
iii There is need for public enlightenment campaigns so as to get the women educated about the need for registration and other related events so that the women will co-operate with the data collection agencies to give rightful information.


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TREND AND LEVELS OF WOMEN EMPOWERMENT IN NIGERIA

BY

E.I.OLINMAH

ABSTRACT

Women empowerment has become major factor in economic development and is increasingly at the core of countries’ competitiveness in the global economy. The main objective of this paper is to ascertain the trend and level of women empowerment in Nigeria by 2015. Secondary data from Nigeria Demographic and Health Survey (NDHS), Nigeria Demographic and Education Survey (NDES), and National Population Commission (NPC) were used. Employment, education and literacy rate were adopted as measures of women empowerment. An overview of the relationship between women’s level of education and other background characteristics was carried out. The results showed that men are more likely than women to have some education. Over 40 percent of men are literate compared to 13 percent of women, which is similar to the results obtained from variables like occupation, agriculture, etc. Employment is one source of empowerment for women but unfortunately it is difficult to measure their employment status because the informal sectors are not reported. However, the data on hand indicates, for instance, that women and men currently employed in the North West are 46 and 54 percent respectively. Also, the employment rate of men and women in urban area are of the ratio 42:37 percent while the employment ratio of men to women in the rural area is 63:58. The study also hints that employment, education and literacy rate of women are strong determinants of economic growth and they should not be neglected as the nation works toward attaining vision 2020 goals.

 

INTRODUCTION


Western-style education was introduced in by the missionaries in the mid-nineteenth century. Progress in education was slow but steady throughout the colonial era until the end of World War II. By 1950 the country had developed a three-tier system of primary, secondary, and higher education based on the British model of wide participation at the bottom, sorting into academic and vocational training at the secondary level, and higher education. Education for the purpose of this study is the act or process of imparting or acquiring general knowledge, developing the powers of reasoning and judgment, and generally of preparing oneself or others intellectually for mature life. Therefore, educating women is the act or process of imparting particular knowledge or skills on women.
Knowledge accumulation and application have become major factors in economic development and are increasingly at the core of many countries’ competitive advantage in the global economy. For economic and other social and psychological reasons, most developing countries are currently witnessing a massive influx of women into workforce.
One sure way of empowering women and reducing gender inequality in today’s fast changing world, especially in a developing society like Nigeria and outside the country is by getting more women educated and employed. Women education is therefore necessary for developing countries especially to experience higher economic growth, reduce incidence of poverty, increase average wage, increase share of trade in gross domestic product, and improve health. This leads to the major objective of this paper which is to ascertain the trend and level of women empowerment status. Employment, education and literacy rate were used to measure women empowerment. A secondary data from various surveys were used. To achieve this objective which this paper has set for itself, the next section examines the literature of women population, the third section describes the method to be adopted in data analysis. In the fourth section, data were analyzed and interpreted. The paper is summarized, conclusion is drawn and recommendations are made in the fifth section.

 

 

 

LITERATURE REVIEW:-According to Acha (2009), women empowerment is a measure of sustainable good governance. No proper development planning can be successfully made without the use of proper social and economic planning. This has always remained a challenge and cannot be conquered except the women population, their welfare and contributions are significantly put in place. Aderant, (2002), Annekova (2001), Iheduru (2002), Lewis (2006), Mansor (2005), Peters (2010, 2011) have confirmed that women development is very useful in the areas of revenue allocation, determination of per capital income, the labour force etc.

To foster the above position, there should be an improvements on women's access to basic economic resources such as land, labour-saving machines (such as tractors), food processing machines, financial capital and other agricultural innovations such as improved seedlings, pesticides, herbicides, fertilizers et cetera. To ensure proper utilization of these facilities, technical services as well as market information should be made available to women farmers among others; see Ayu (1991, 1992), Wushish (1993), Arene (1993), Mazrui (1991), Anderson, et. al. (2008), Bilimoria, & Liang, (2012), Burke, & Major, (2014), Debebe (2011), Debebe & Reinert (2014), Ely, et. al. (2011), , et. al. (2008), Jarvis, et. al (2013). It boils down to the need for women to be literate, educated and be employed in and other countries. The population projection result by Acha (2014) showed that there is exponential growth in women population and without commensurate growth in their literacy rates, education attainment and employment the third millennium development goal will seem a mirage Agbalajobi, (2010) and Ekundayo & Ama, (2014). This leads to the importance of this paper which is to ascertain the trend and level of women empowerment status in Nigeria.

CONTEXT OF WOMEN AND EMPLOYMENT
There are important gendered differences regarding employment in Nigeria, with women facing specific barriers to income earning opportunities and employment:
·Women are much more likely to work as traders or business owners in the informal sector ere income is less predictable and benefits rare;18.2 million women are traders or business owners, compared to 14.7 million men.

Women own 42.1% of micro-enterprises(compared to men who own 57.9%).
Men dominate the agriculture, mining and quarrying, construction, transportation, communications and real estate sectors; women dominate the hotel and restaurants sectors.
·Women are heavily engaged in agriculture; 35% of women and up to 44% of female-headed
households work in agriculture in Nigeria.
Despite their active engagement in agriculture, women face challenges around: land ownership, access to farm technologies, and the gendered division of labour on farms,which keeps women—especially younger women of reproductive age in home-based, post-harvest processing roles, whilst older women, and men are able to engage in crop production and marketing.
·Women rarely own the land they till ranging from 4% in the North East to 10% in the South East—overall in Nigeria, men are five times more likely to own land than women. However there are large geographic differences: the north central zone (where Kano and Kaduna are located), men are also five times more likely to own land, but in the south-south (where Rivers is located), men are less than three times more likely to own land than women.
·Nationally, in the public sector, women fill less than 30% of positions, and 17% of senior
positions.    Within the formal sector, women face fewer opportunities and lower pay.
Nationally, women earn half that of their male peers (even when the men have lower qualifications), and the gap is even greater in the north.

·In northern Nigeria, manager’s risk appearing immoral by hiring female employees and social norms prevent women from working in mixed-gender facilities—especially in the industrial and service sectors.
·Women have relatively low access to formal credit and other financial services, which limits their ability to start enterprises.
·In line with global evidence on women’s care work burden, women and girls in Nigeria are
responsible for most of the unpaid, reproductive work at home, which tends to be undervalued by both men and women.

CONTEXT OF DISABILITY AND UNEMPLOYMENT
People with disabilities (PWD) face particular discrimination and barriers to employment in Nigeria, where there are strong social stigma associated with disability. In general, people with disabilities are considered ‘good for nothing’ and viewed as objects of charity.
Disability is often seen as a taboo and beliefs are sometimes held that people with disabilities. are at times connected with evil spirits Poverty and disability together create a vicious circle of deep social exclusion for the disabled. However, there is little understanding about the real situation of PWD in Nigeria including in rural areas.
Women with disabilities face double marginalization, both in terms of their sex and their disabilities and live a life of low self-esteem, suffering discrimination in all aspects of their lives, are it in seeking employment, in schools, churches, mosques, on buses, in the offices or their homes. They are at greater risk of sickness, injury, neglect or negligent treatment, maltreatment or exploitation. Women and girls with disabilities are particularly vulnerable to abuse and are more likely to be victims of violence, rape or sexual abuse. There are a range of forms of disability, including to do with mobility, vision, hearing, learning, mental health, or even ‘invisible’ disabilities, that are not immediately observable to others. It is important to note that disability is a social construct, and that it is society’s ‘attitudinal and physical barriers’ that reinforce the physical disability. Some disabilities, such as obstetric fistula, which are widespread among women from the Northern Nigeria, are particularly stigmatizing.
In terms of evidence, there is very limited information on the gender dimensions of disability and youth employment in Nigeria. The World Health Organization (WHO) estimates that there are approximately million disabled people in Nigeria, or 1 in 10 people have disabilities in Nigeria. The few studies that do exist on these dimensions of disability in Nigeria are state-
specific, but do shed some light on issues facing people with disability in Nigeria:
·At least half of PWD youth in Kogi State have no education. The most common occupation is ‘begging’ (at 16% of young persons with disabilities), and very few benefit from health or other support services.
·A 2013 study in Jos (Plateau State) found limited public support for microcredit programmes  targeting people with disability, due to either a sense that these people might self-select out of these programmes as they might have the necessary confidence to participate, or because community or programme implementers’ own biases that programmes should target the ‘fittest’ might miss out these populations.
This raises serious questions about the power of norms and taboos, even among development workers themselves. However, more research is needed to fully understand this.
Banfield et al(2014) recommend that youth employment programmes specifically include marginalized groups, such as those with disabilities, in order to mitigate grievances around exclusion that could lead to further violent conflict. This study takes a disability lens to explore how such programmes are reaching, targeting and working for young women, including those with disabilities.

In all three states, the vast majority of married women run their own small business, typically involving the buying and selling of food stuff or selling low value-added food and craft
products. Such small businesses are seen as being particularly suitable for married women as such work can be fit around
domestic duties and looking after small children. Married women reported that their income
earning improved following their marriage, as they became involved in small business.
‘A married woman can only do activities that would not conflict with her matrimonial
home, activities like indoor tailoring, petty trading and soap making'(married woman,
age 20yrs, 3 children, Kaduna)‘Most married women here sell soup ingredients like tomatoes,
pepper, things that have to do with cooking. They give their children these things to hawk for
them’ (widow, age, 30yrs, 10 children, Kano).

Restrictions on women’s economic assets and capabilities Restrictions on women’s economic assets and capabilities:-
Lack of access to financial services is seen by the young women as the most significant
challenge holding back their income earning potential in terms of small business. None of the
young women participants had ever received a loan or had a bank account.
However, some women expressed a fear of becoming indebted by borrowing money.
Furthermore, a lack of education was acknowledged as a major factor limiting women’s economic opportunities. This is especially true for young women with disabilities, who nationally have much lower rates of educational attainment than their able bodied peers.
Within the formal sector, women reported that discrimination towards women exists.
Furthermore, women also had internalized beliefs about which jobs cannot be done by women.   'If I have the opportunity I would like [to increase income earning opportunities]
but the issue of finance is a major setback'(married woman, age 34yrs, 8 children, Kaduna)
‘If you want to get loan from the bank you much be prepared to offer them collateral and I don’t have it, I don’t even
work’ (married woman, age 25yrs, 2 children, Rivers).
Cultural and religious restrictions on women’s economic activities
Many married women in Kaduna and Kano face cultural
restrictions, which severely limit their movement, and a
s a
consequence most economic activity occurs within the home
compound. Some women get around this restriction as their
children sell items for them outside of the home. Married
women in these states face an additional restriction of needing
permission fro
m their husbands to engage in particular income
earning activities. However, whilst married women’s husband’s
role can be restrictive, their support is often crucial, and
welcomed by young women, to enable them to undertake their
small business activities.
Husbands often provide the financial
means for small business, providing much need start up capital to purchase equipment and goods. They may
also provide more practical support, sourcing goods outside of the home.
Because of such cultural norms and cu
stomary practices,
FGD participants in Kaduna and Kano expressed a common
belief that mixed
-
sex environments are unsuitable work
places for women. This may severely affect opportunities to
work in formal environments, but also work within the
informal econ
omy as women are restricted to buying and
selling to and from other women.
Single women in all three states also face cultural
restrictions and risk being ostracised or marked as a ‘bad
woman’ for being seen to be doing certain types of work
(including
working in a hotel or restaurant), or simply for
being outside alone. Furthermore, single young women
from Rivers state described facing sexual harassment,
particularly in formal professions such as companies,
restaurants and the public sector.
'If I have the opportunity I would like
[to
increase income earning opp
ortunities]
but the issue of finance is a major
setback'
(married woman, age 34yrs, 8
ch
ildren, Kaduna)
‘If you want to get loan from the bank
you much be prepared to offer them
collateral and I don’t have it, I don’t even
work’
(married woman, a
ge 25yrs,
2
children, Rivers)
‘I have worked with a man who used to harass
me, at first I was not afraid but later he came
and removed all his clothes except the boxers
although he had asked me out and I had said
no....he did eve
rything to woo me and I decided
to resign’
(single woman, age 27yrs, Rivers)
‘There are some companies if you want to work
with them they will tell you to come and sleep
with them before you are allowed to work with
them especially their managers, there
is this
manager that said I should be going out with
him before I can work’
(single woman, age
18yrs, Rivers)

Aspirations

The study also explored young women’s aspirations as an
important compo
nent of economic empowerment, but also to
see how well programmes match young women’s career
aspirations.
The majority of young women had high aspirations
mostly related to their current trading activities within the
informal sector, though in some cases r
elated to formal
professions
.
‘I want to be a major marketer and
distributor of raw food like bags of rice,
beans and maize’
(Single woman, age 28yrs,
Kaduna)
‘What I want
to do is to sell the omo
(washing detergent) and soap that am
selling now on wholesale basis. Instead of
buying 2 cartons, 1 will start buying 10
-
12
cartons’
(Widow, age 30yrs, 10 children,
Kano)
‘I have so many aspirations. I want to own a
supermarket,
engage in fashion designing
and do government work (single woman,
age 26 yrs, Rivers).

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

RESEARCH METHODOLOGY

The aim of this article is to explore the extent of work government need to do through trend and levels of women employment and empowerment programmes that women can benefit from by reaching out to them through their local government, individually, through NGO’s and making a good plan for both young and old women with a particular focus on the most prominent federal level programmes. The following overarching research
questions informed the study:
1.      To what extent do government youth employment and empowerment programmes successfully target and reach both old and young women.
2.      To what extent are governments provide employment for both old and young women and empowering them with different programmes that they will benefit from.
3.      To what extent does government make provision for both old and young women employment and empowerment programmes that will reflect market needs and opportunities (both employment markets and products and services markets).
4.      What are the factors that limit participation in both old and young women employment and empowerment programmes for them.

CONCEPTUAL FRAMEWORK FOR UNDERSTANDING WOMEN’S AND GIRLS’ ECONOMIC EMPOWERMENT
The study uses a framework for understanding women’s economic empowerment. At the
Centre of this framework are three overlapping areas of economic empowerment—each
necessary, but insufficient on its own: Economic assets and capabilities; Social assets and
capabilities; Agency and power. Our framework also pays attention to the broader enabling
environment, composed of her community’s formal and informal institutions, social norms,
and her family and community members’ individual attitudes and behaviours. This enabling
environment interacts with her individual capabilities, and can reinforce or hinder gains in her
individual assets, capabilities and agency.


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

DATA ANALYSIS AND INTERPRETATION OF RESULTS

Employment Status by Background Characteristics

Table 1. Percentage Distribution of Women and Men by Employment Status According to Background Characteristic

Description: http://pubs.sciepub.com/ajams/2/6/8/image/tab1.png


MEN
 

Employment is one source of empowerment for women, given that it enables them exercise control over their own income and by extension their lives. Table 1 shows significant difference in employment of men and women who reside in the urban areas (75-60 percent and 83-58 percent respectively). Looking at it from the perspective of the numbers not employed one sees for example that unemployment rate for women between the ages of 45-49 is 5.8 percent while that of men is 0.3 percent.
Even employment rates of men that are not educated are higher than those of women, that is, 97.3: 56.8.

The four plots in Figure 1 depict the pictorial aspect of the background characteristics for age-specific rate and education by sex in Table 1. It shows that forty percent of women have no education and only 8.5 percent had higher education. The different age cohorts 15-19 and 45-49 increase from 29 percent to 64 percent respectively. It also shows the total percentage distribution of women respondents’ age specific by highest level of women educational attainment.

 

Table 2. Employment According to Age/Sex

Description: http://pubs.sciepub.com/ajams/2/6/8/image/tab2.png

 

 

 

 

 

SUMMARY AND FINDINGS
This study from the outset indicated that economic planning will be difficult without the knowledge of women literacy, education and employment status as these are strong factors of population change. Since women population data are the major elements of economic planning, it is necessary to note that any error, has the potential of frustrating the economic plan. Therefore, the knowledge of population details such as literacy rate, education and employment of women goes a long way in enhancing economic planning, women empowerment and subsequent development it engenders. The results show that there is disparity between women and men education according to household economic status as in the poorest households, 40 percent of men are literate compared to 13 percent of women. The result is similar to the results obtained from variables like occupation, agriculture sectors, etc.

Employment is one source of empowerment for women but unfortunately it is difficult to measure employment status because the informal sectors are not reported. However, the data on hand indicates, for instance, that women and men currently employed in the area 46 and 54 percent respectively. Apart from comparing the results to enable a good summary and findings to be made, charts were added. These show clearly that the number of educated women is low an obvious impediment to development planning. It is obvious that the men are dominating the office setting as at today in the of basic indices of human development examined by this study. The tremendous increase of women in population depicts that the realization of the third millennium development goal which is women empowerment can hardly be achieved if nothing is done to improve their literacy rate, educational attainment and employment rate.

CONCLUSION
Considering the state of the Nigerian economy its need for development cannot be neglected and since it has been established that women play a vital role in national development, the role of women in the Nigerian economy cannot be ignored. In the light of the findings made, the following conclusion is made.

The study discovered that efficiency of the women on the development and plan of the Nigeria economy are not yet felt because there is a big disparity between women and men

with the ratio 1:3 in almost all the sectors. It is pertinent to note that women constitute a greater part of the population and they can only be ignored at the peril of the economy. Acha (2014), population projection result shows that women population will grow exponentially and without commensurate growth in their literacy rates, education attainment and employment the vision 2020 development goal seems a mirage.

RECOMMENDATIONS
A role of development cannot be neglected in any nation so as the role of women in the Nigerian economy cannot be ignored. In the light of the findings made, the following recommendations are made:
i  Government should allow women to contribute and participate fully in all aspects of life in Nigeria.
ii  Nigeria should increase the literacy rates, education attainment and employment of women participation in education.
iii There is need for public enlightenment campaigns so as to get the women educated about the need for registration and other related events so that the women will co-operate with the data collection agencies to give rightful information.


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